MICA has been protecting the healthcare community for more than 30 years.
Our Medical Professional Liability (MPL) Facility product offers peace of mind and flexible coverage:
◊ Choose between two different coverage forms based on your needs: MPL only and MPL with GL
◊ Choose between deductible options or first-dollar coverage (no deductible)
◊ Generous consent clause. We cannot settle a claim without the Named Insured’s consent,
and there is no “hammer” in our consent-to-settle clause
◊ MICA offers an unlimited extended reporting period (ERP) endorsement and
the limit is reinstated when an the ERP endorsement is elected
◊ Limits available include: $1m/3m; $2m/4m; $3m/5m
◊ Defense outside the limits of liability
◊ MICA will continue to defend even after the limits of liability have been exhausted
